WHAT ARE LIVING BENEFITS?

In simple terms, Living Benefits is a rider in your life insurance policy, is like a Disability insurance built into your policy sometimes at no additional cost.  It provides  Tax Free money from the  benefit amount in case of  Disability due to a Critical illness (heart attack, stroke, cancer*)   or Chronical illness (not able to perform at least 2 activities of daily living)

- See Video to see how it works.

Anyone that had a Critical illness can tell you that not only are there more expenses like deductibles, medical bills, time off work to take care of your loved one or hiring someone to help  but because of that illness now there is less money coming in, so  most will start cutting back and start to miss payments and is next to impossible to get back in control and this happens all the time to to thousands of people.

  Click play, to get an idea of how Living Benefits work And Why are  Living Benefits Important?

This is why Life Insurance with Living Benefits is the NEW TYPE of Insurance you must have, it protects your family when you die but also protects You while you are alive.  

We have Living Benefits Life Insurance programs but like ALL life Insurance Policies you must qualify and prices are based on Age and Health - So the younger you start the lower the cost, this means there is no better day than today to start. 

If you are not sure if your policy has the Living Benefits and/or if you qualify to add the rider. Give us a call - and most times the price is the same you are paying for you current insurance.

Cost nothing to find out so call us today.  Prices for Life Insurance have dropped so you could end up getting Better Protection at the same price you are paying now
         We are here to Help - *Call today for details

                     and a  Free Quote - (626) 790-9098

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